
Reported impact versus actual damage mechanism.
Risk questionDid the reported road event explain the full repair scope, or were configuration, positioning, prior condition and unsupported line items contributing to severity?
Operating approachThe assignment was structured around physical configuration, clearance, contact points, prior incidents, component condition and estimate reasonableness. Field findings were compared against the alleged mechanism and submitted scope.
Decision valueThe analysis isolated event-related damage, identified unrelated or unsupported repairs and produced a more precise view of causal responsibility and financial severity.

