My background is insurer-side marine account work at Intact Insurance Specialty Solutions. I reviewed coverage, endorsements, exposure, premiums, losses, reserves, surveys, and the decisions that protect a book. This portfolio shows how that experience carries into AIG casualty risk consulting.
Target roleSupplied marine inspection photography / representative and de-identified
A job title can hide the work underneath it. The relevant question is whether the person can understand an operation, find the failure pathway, control technical work, and make the financial consequence legible.
Initial loss facts, statements, policy conditions, photographs, survey findings, repair estimates, reserves, and recovery signals have to be reconciled before a file can move. That is the same judgment discipline a casualty risk team needs before a survey becomes underwriting intelligence.
Define the question, decide whether specialist work is needed, set the scope, keep the resource moving, review what comes back, and close the loop with the stakeholder who owns the decision.
Vessels, warehouses, fleets, and industrial operations have different hazards, but all require the same sequence: understand the system, identify controls, test evidence, assess severity, and recommend an action someone can execute.
This is not “I basically did the same job.” It is a map of the underlying work, with the new casualty vocabulary called out plainly.
Extract the highest-value signal from documents, interviews, policy structure, and the reported event before escalating.
Casualty twin: desktop or virtual risk assessmentIdentify what the specialist must inspect, where the evidence is, who has access, and what a useful deliverable must answer.
Casualty twin: loss-control vendor quarterbackingSeparate a sudden event from corrosion, wear, deferred maintenance, installation, or other conditions that change the decision.
Casualty twin: loss-driver and control analysisTest scope, reasonableness, policy mechanics, and financial consequence rather than accepting a number at face value.
Casualty twin: severity and loss-run fluencyAsk whether a repairer, facility, contractor, or other party contributed to the loss and preserve the facts for recovery review.
Casualty twin: third-party and contract exposureExplain what the evidence supports, what remains open, what the insured needs to provide, and what happens next.
Casualty twin: recommendations that landEvery stage creates something the next stage can use. The point is not motion. The point is a reliable decision path.
What happened? What decision is pending? What facts would change the answer? Which documents, people, or site conditions can resolve the uncertainty?
Intake / FNOLDecide whether the file needs a surveyor, specialist, repairer, or additional records. Define scope and keep the assignment connected to the material question.
Scope / assignmentCompare reported cause with physical condition, maintenance history, estimates, third-party accounts, and policy-relevant facts. Label facts, inferences, and open items.
Cause / conditionReview scope and reasonableness, depreciation, deductibles, reserves, severity, loss development, and the cost of leaving the risk pathway unchanged.
Estimate / reserveGive the decision owner a concise conclusion, recommendations, ownership, dates, and escalation path. Follow up until the item is truly closed.
Underwriter / clientA lean team does not need another person who merely forwards assignments. It needs someone who can absorb the ask, control the loop, quality-check the product, and synthesize what underwriting needs.
The portfolio is built around the behavior the role actually rewards: same-day acknowledgment, precise scope, buffered due dates, documented vendor follow-up, disciplined report review, clear escalation, and concise synthesis.
The examples are aggregated and de-identified from the supplied work templates. They show how judgment was exercised without reproducing confidential account data.
When the cause is unknown, the next move is not a premature conclusion. It is a controlled assignment to confirm cause, scope, policy-relevant conditions, and fair repair cost.
Open workflow
A repair estimate is evidence, not the answer. The file has to reconcile scope, labor, depreciation, deductible, reserve, and the amount that can be supported.
Open workflow
When a repair facility or other party may have contributed to a later failure, the file must preserve the factual chain and route a usable referral for recovery review.
Open workflowAvailable for conversations about casualty risk consulting, specialty insurance, underwriting support, and the translation from marine account evidence to pre-loss risk judgment.